OUR VISION & MISSION
Aceli Africa envisions a thriving market where capital flows unlock the growth and impact potential of small and medium enterprises (SMEs) in the agriculture sector.
Our mission is to generate this impact by bridging the gap between supply and demand for capital for agricultural SMEs.
Building the market for agricultural SME finance in Africa will contribute to several of the UN's Sustainable Development Goals through improved livelihoods for farmers and workers, climate-smart and resilient agriculture, gender inclusion, and food security and nutrition.
RECENT NEWS
Donor Commitments
The Dutch Ministry of Foreign Affairs and United Kingdom’s Foreign, Commonwealth & Development Office joined Aceli Africa's anchor funders.
Aceli Africa selected to C3 Cohort
Aceli was chosen as one of 14 awardees to the Catalytic Capital Consortium (C3), a grantmaking program supporting research projects that will analyze the uses of catalytic capital around the world.
Capital mobilized
across 205 loans to SMEs supported by Aceli's financial incentives.
Preliminary Case Study
Since joining Aceli’s financial incentives program, SME Impact Fund (SIF) has made 12 loans to first-time borrowers. We took a closer look at five of these loans to understand the impact of Aceli financial incentives on lending.
Improving livelihoods
farmer suppliers have better market access. SMEs receiving loans supported by Aceli incentives purchased $80M annually from these farmers.
Beyond risk
Our latest blog for Next Billion discusses why we believe solving for high transaction costs is critical and under-addressed in most blended finance approaches, especially solutions to stimulate lending to agricultural SMEs.
Impact Aligned
of loans meet 2x challenge criteria for gender inclusion, and 56% contribute to food security and nutrition in Africa.
THE ROLE OF AGRI-SMEs
Agricultural SMEs are vital actors in the agricultural sector, strengthening climate resilience and facilitating pathways out of poverty for both smallholder farmers and low-skill workers, particularly women and youth.
THE CHALLENGE
Agricultural SMEs need reliable access to finance to realize their growth and impact potential. However, Aceli’s original data confirms that risk in agri-SME lending is twice as high as other sectors while returns are 4-5% lower, limiting capital flows to agricultural SMEs today.
THE NEED FOR SMARTER FINANCING
Lenders have historically shied away from the high risks and low returns, creating a $65 billion annual financing gap for agricultural SMEs across sub-Saharan Africa. Traditional guarantee mechanisms are not sufficient to increase lender risk appetite and extend credit access to the majority of agricultural SMEs that are not currently being served.
OUR PARTNERS
Aceli Africa has been designed by lending practitioners based on their experience serving agricultural SMEs, and informed by data from 31 lenders and numerous stakeholders.